紙幣評(píng)級(jí)越來越受到廣大泉友的喜愛，PMG作為紙幣評(píng)級(jí)的權(quán)威公司，其產(chǎn)品也得到了廣大泉友的認(rèn)可，在大家慢慢的踏入紙幣評(píng)級(jí)收藏圈子的時(shí)候，其評(píng)級(jí)標(biāo)準(zhǔn)和相關(guān)名詞術(shù)語也給我們掌握評(píng)級(jí)知識(shí)帶來了一定的困惑，由于其英文標(biāo)準(zhǔn)本身也是對(duì)評(píng)級(jí)分?jǐn)?shù)品相的大致描述，且英文翻譯成中文過程中，相關(guān)術(shù)語難免失真，所以，將PMG評(píng)級(jí)標(biāo)準(zhǔn)原文及相關(guān)名詞術(shù)語抄錄如下，供廣大泉友參閱。
70 Seventy Gem Unc The highest grade assigned. Notes have 50/50 margins and registration, and no handling.
（強(qiáng)調(diào)的是正反面邊空對(duì)等，沒有摸過，其它的工藝也都近乎完美。）
69 Superb Gem Unc This note may be nearly visually indistinguishable from a 70; however, margins or registration just minutely off. No handling.
（和70分的相比，就差在正反面邊空對(duì)等上，69分的可能存在肉眼看不到的小偏差。紙幣沒有被觸摸過。）
68 Superb Gem Unc Margins or registration are off slightly to the naked eye. No significant handling.
（正反面邊空存在肉眼可以看出來的輕微不對(duì)稱，但是我個(gè)人覺得，能看出這樣不對(duì)稱，眼力也不是一般人了。幾乎沒被觸摸過。）
67 Superb Gem Unc Great color and eye appeal. A well-centered original note. May have very minor handling.
（鮮艷的顏色，圖案居中，紙幣被摸了幾下。）
66 Gem Uncirculated Above average original note held back from superb quality due to handling and / or margins and registration.
（接近67，但由于觸摸和正反面邊空對(duì)等略遜于67分的狀態(tài)。）
65 Gem Uncirculated Strictly original note with great color and eye appeal. May have one or two minor distractions. Centering is above average.
（紙張和顏色等都沒有問題，可能存在一兩個(gè)小的干擾差錯(cuò)，圖案比較居中。）
64 EPQ Choice Uncirculated Original paper quality, but centering is off on one or two sides.
（該分?jǐn)?shù)要點(diǎn)：紙張的圖案一面或者兩面沒有居中，當(dāng)然，這個(gè)是很輕微的）
64 Choice Uncirculated Note is well-centered and shows signs of alteration (for example, pressing or re-embossing, etc.). No folds in design.
（這個(gè)分?jǐn)?shù)的描述我也沒讀懂，個(gè)人大致的理解應(yīng)該是印花等沒有印刷好或者是凹版的壓力大，比如印冠字號(hào)碼時(shí)，有些紙幣是用凸版，壓力特別大時(shí)，經(jīng)常在紙幣背面透出數(shù)字的痕跡來）
63 EPQ Choice Uncirculated Original but margins are “tight” on one or two sides. Good eye appeal.
（邊緣有點(diǎn)“緊”，個(gè)人理解就是邊的空白部分有點(diǎn)過窄，歐美紙幣特別是美元，還是很注重邊框的空白部分的設(shè)計(jì)的。）
63 Choice Uncirculated Imperfect centering. No folds in design. May be flat and have a flaw or two.
（不算完美的圖案居中，可能有一兩個(gè)小瑕疵）
62 Uncirculated Strictly uncirculated note that lacks some eye appeal. May have “tight” margins, handling or corner tip issues.
61 Uncirculated Usually poorly centered and margins are touching the design. May have counting marks, smudges, pinholes or other problems.
60 Uncirculated A note with problems that result in diminished eye appeal (i.e. toned paper, small stain, fading, etc.), but no folds through the design.
58 EPQ Choice About Unc Premium grade note. May look like higher grade, but unfortunately, has a single vertical fold or one to two light corner folds.
58 Choice About Unc Often a note with a single fold that has been pressed or re-embossed to hide the fold.
55 EPQ About Uncirculated Two light vertical folds or a single fold with handling, but a nice original note.
55 About Uncirculated This grade is commonly assigned to a note with one or two folds that has been pressed. Note may have been re-embossed.
53 About Uncirculated No more than two vertical folds or a single horizontal fold, but folds are too heavy for a higher grade.
50 About Uncirculated Two heavier folds, or a light horizontal and vertical fold. Handling can be significant.
45 EPQ Choice Extremely Fine Usually a note with three light vertical folds that may look much higher grade, especially when note has little evidence of handling.
45 Choice Extremely Fine Many of the same qualities as above, but note is not original. Common alterations include attempts to diminish the appearance of folds.
40 Extremely Fine Three folds, one of which may be horizontal. Little, if any, circulation.
35 Choice Very Fine For years dealers and collectors called this grade “VF-XF.” This note looks Extremely Fine, but may have four to five light folds. Original examples (EPQ) will usually be attractive with little actual circulation.
30 Very Fine Still crisp, but may show a bit of circulation or light soiling. May have several light folds.
25 Very Fine A circulated note with good eye appeal, but has too many folds or too much soiling for a higher Very Fine grade.
20 Very Fine Moderate circulation with numerous folds, mild soiling but no serious detractions. A solid note but may have a minor defect.
15 Choice Fine Looks like a Very Fine, but may have too many folds or too much circulation to warrant a full Very Fine.
12 Fine Considerable circulation, rounded corners, pinholes, minor margin splits may be present, but the note will be whole with solid paper.
10 Very Good A solid, whole note with lots of circulation. Too limp or too many minor problems to make a fine grade.
8 Very Good Heavy circulation. Note is intact with no pieces missing. Soiling, light stains, splits or a missing corner tip are common for this grade. Note is limp.
6 Good Very worn, serious splits, fraying of the margins and minor damage is evident.
4 Good Very heavily circulated note with numerous small problems. Totally limp with impaired visual appeal. Commonly seen with small pieces missing.
其中EPQ的詳細(xì)解釋：
PMG uses the designation Exceptional Paper Quality (EPQ) for notes that, in the opinion of PMG graders, are original. By original, we mean that a note has not been physically, chemically, or materially processed to lend the appearance of a higher grade.
（這句是重點(diǎn)，我的理解是能獲得EPQ，就是錢幣沒有被物理、化學(xué)或涂改等行為導(dǎo)致錢幣顯得能獲得更高的分?jǐn)?shù)，也就是說，沒有對(duì)錢幣品相進(jìn)行過人為的美化）
PMG graders examine the embossing, inks, and overall integrity of each note to make the determination whether it will qualify for EPQ.
（烤花、油墨和整體的完整決定了是否能獲得EPQ，這也說明，一些如折痕、邊角不尖尖等因素對(duì)EPQ的獲得幾乎沒有影響）
Notes exhibiting normal wear-and-tear for their respective grades are eligible; normal wear may include factors affecting grade such as counting marks and folds. Notes receiving the EPQ designation must furthermore be unrestored. A restored note has had non-original material added to bring its appearance to a known or assumed state.
For currency to grade Gem Uncirculated 65 or higher, it must also receive the EPQ designation. No note meeting PMG’s standards for the Gem Uncirculated grade can have had its appearance altered to achieve this grade, and thus the highest grade assigned by PMG without the EPQ designation is Choice Uncirculated 64. The minimum grade for which a note becomes eligible for the EPQ designation is Very Fine 30.
A note receiving the EPQ designation will have the letters ‘EPQ’ appearing to the right of the grade on the PMG label. Prior to mid-November 2006, the words, “Exceptional Paper Quality” appeared on the back of the PMG label to signify this designation. Notes graded prior to this change may be reholdered to receive this new label format for a $5 reholdering fee. This designation was not in regular use prior to November 2005; notes graded before this date may be re-evaluated for EPQ designation for a $10 review fee, including reholder. PMG has never graded a note Gem Uncirculated 65 or higher that will not qualify for the EPQ designation. Therefore all notes graded Gem Uncirculated 65 and above, regardless of their date of certification, will automatically qualify for the EPQ designation, and may be reholdered with for a $10 fee.
在這里，我要說一個(gè)EPQ得名詞，意即優(yōu)良的紙質(zhì)，任何人為的處理與涂寫或是環(huán)境的污染與破壞均無法得到EPQ的評(píng)級(jí)，而所有珍品，即UNC 65以上的紙幣都必需要符合EPQ的資格。 這個(gè)EPQ對(duì)于紙幣收藏來說，我覺得非常的重要，因?yàn)闆]有這個(gè)標(biāo)識(shí)，那么手里的評(píng)級(jí)紙幣，即使分?jǐn)?shù)超過60，在狀態(tài)上也就差一些了，我覺得沒有EPQ標(biāo)識(shí)，對(duì)于非常挑剔的紙幣收藏者來說是絕對(duì)不能容忍的，呵呵。另外，我要說下，EPQ標(biāo)識(shí)是在2006年11月中旬采用的，也就是說在這個(gè)日期之后的PMG評(píng)級(jí)紙幣才有這個(gè)標(biāo)識(shí)，之前評(píng)級(jí)過的，可以送回PMG，申請(qǐng)換盒和從新打標(biāo)簽，當(dāng)然，這是收費(fèi)的，10美元吧。
名詞術(shù)語
1.Handling ：Minor disturbances in the paper other than folds such as teller counting marks, crinkles and minor bends.
（對(duì)錢幣輕微的損傷如點(diǎn)鈔機(jī)清點(diǎn)的痕跡、褶皺和微折，但不是死折）
2.NET：A "net graded" note is one which has had an adverse occurrence after it left the BEP. PMG will specifically state the reason(s) why any note is net graded. The PMG guarantee is not valid on any net graded note. A few reasons why a note may be "net graded" are tear, corner missing, repaired, re-embossed, washed, stained, ink or writing and PVC damage.
（這個(gè)跟硬幣評(píng)級(jí)那種沒分?jǐn)?shù)給個(gè)狀態(tài)的差不多，如ANACS的硬幣評(píng)級(jí)，AU55分細(xì)節(jié)，可能是清洗或其他原因，給個(gè)凈分?jǐn)?shù)，并注明細(xì)節(jié)）
3.Original：Paper quality is as issued except for normal circulation.
（沒經(jīng)過流通的發(fā)行時(shí)候紙張品質(zhì)）
4.The "pedigree" field on the label of a certified note may be used to indicate the collection name but it is not specifically designated for highlighted collections typically referred to as "pedigrees." Many collectors like to have their names tied to their collections and, while this is allowed, not just anything may be put on the label / holder. It should also be noted that although this field may add value to certain notes, it is not the primary purpose of the field.
（血統(tǒng)：就是標(biāo)簽上的名人收藏）
5.Alignment of the face and back printing.
（正背面印刷的對(duì)齊？）
以下的是我以前翻譯過的一些分?jǐn)?shù)描述，大家看下就知道，這種標(biāo)準(zhǔn)描述，本身就是模糊的定義，因此也就難免給我們?cè)斐筛咴u(píng)或者低評(píng)的錯(cuò)覺：
紙幣的評(píng)級(jí)標(biāo)準(zhǔn)是怎么樣的呢，和硬幣的評(píng)級(jí)又有哪些，下面就這兩個(gè)問題以PMG紙幣評(píng)級(jí)為例，我談?wù)勛约旱目捶?，希望?duì)剛?cè)腴T紙幣評(píng)級(jí)的朋友有所幫助。
紙幣評(píng)級(jí)，打分的范圍也和硬幣一樣，都是70分滿分，最低分4分，低于4分以下的，除非是非常珍稀的紙幣，否則在收藏上就沒有意義了。
紙幣的評(píng)級(jí)分?jǐn)?shù)，一般涉及的是
1.流通
2.印刷
3.折痕
4.觸摸
5.污染
6.其它因素
由于紙幣評(píng)級(jí)的分?jǐn)?shù)受到上面的幾個(gè)要點(diǎn)影響，因此，單獨(dú)說未流通的就是60分以上，或者像我們平時(shí)交易紙幣的時(shí)候說“全新”、“挺版”、“四角尖尖”等詞語描述來判斷紙幣肯定就是60分以上，那就錯(cuò)了，因?yàn)閷?duì)于紙幣評(píng)級(jí)，幾乎可以說一分一狀態(tài)，品相的劃分以不僅僅局限在流通未流通的范圍內(nèi)了，因此，我選擇幾個(gè)分?jǐn)?shù)，大概說說該分?jǐn)?shù)的標(biāo)準(zhǔn)，大家就能理解個(gè)大概了。
從上面的我們可以看到，PMG評(píng)級(jí)，在65分以上，主要強(qiáng)調(diào)的是印刷工藝的是否完美，這種要求是對(duì)工人師傅們提出的，是我們收藏者無法改變的事情，也就是說，拿到手里的一個(gè)65分紙幣，就是放在真空里面保存，也不會(huì)變成66分，因此，65分以上的紙幣，對(duì)于收藏者來說，幾乎是不存在后天人為的對(duì)紙幣不利的因素，可以選擇作為收藏的了。
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